Trusted by fast-growing fintechs

Smart compliance copilot for navigating financial regulations

Lama empowers fast-moving fintechs to stay compliant while scaling across the fragmented, outdated maze of U.S. federal and state-by-state regulatory systems.

✓⃝   License Status: 100% Compliant
California Money Transmitter License
Renewal due in 45 days
New York Virtual Currency License
Required documents updated
Texas Consumer Lending License
Policy updates needed
View All Licenses
Why lama?

Features that give you compliance superpowers

Lama transforms license management and regulatory operations using modern AI and deep integrations

AI License Evaluator

Automatically recommends  licenses based on your product specifications, user breakdown, timeline and priorities.

AI Policy Generator

Generate compliant, federal and state policies in seconds — not weeks, trained on best-in-class templates.

Centralized Source of Truth

Every license, task, requirement, policy, and renewal — all in one place, customized to your regulatory footprint.

Collaborative Environment

Multiple users, role-based permissions and audit trails, designed for cross-functional teams

Dashboards & Reporting

Prioritized views by license, state, owner, deadline, with automated reporting workflows.

Automated Communications

Email alerts, deadline reminders, regulator follow-ups—automated and on-time to ensure compliance.

Why state-by-state compliance is broken

Speed Mismatch
Fintechs move fast. Regulators don't. The result? Bottlenecks, delays, missed renewals, costly consultants, and legal expenses.
Regulatory Fragmentation
Each state has different requirements. Each product needs different licenses. Each deadline follows a different calendar.
Outdated Systems
Teams are forced to navigate outdated systems, overlapping requirements, and unclear expectations across NMLS and non-NMLS platforms.

Our Lama Solution

Dynamic Intelligence
Replace static spreadsheets and manual processes with AI-powered insights that understand your business and adapt to regulatory changes.
Unified Platform
Access all states, licenses, and requirements through one intelligent interface that integrates directly with regulatory systems.
Proactive Compliance
Stay ahead of deadlines, requirements, and regulatory changes with automated alerts and AI-powered recommendations.

Tailored to your industry

Lama provides specialized compliance solutions for multiple fintech verticals

Money Transmitter Licenses
Navigate the complex landscape of money transmitter licensing across multiple states with automated tracking of requirements, deadlines, and policy updates.
State-specific requirement tracking
Automatic bond renewal notifications
Compliance policy generation
Automated regulatory updates
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Lending
Streamline lending license applications, renewals, and regulatory requirements for both consumer and commercial lending while ensuring compliance across all jurisdictions.
NMLS integration for multi-state licenses
Automated rate cap compliance
Business lending exemption management
State-specific disclosure generation
Cryptocurrency
Stay compliant with rapidly evolving cryptocurrency regulations and licensing requirements across different jurisdictions.
State-by-state crypto license tracking
AML compliance documentation
Rapidly updated regulatory alerts
Policy generation for new crypto products
Mortgage
Simplify mortgage licensing and compliance across multiple states with automated tracking of NMLS requirements, state specifics, and regulatory changes.
NMLS license management
Loan officer sponsorship tracking
State-specific disclosure compliance
Mortgage advertising review tools

Holistic approach stands out

Get Started

Ready to transform your compliance operations?

Join the growing number of fintechs that use Lama
to navigate complex regulations with confidence.